Leonardo Sandoval

Broker / Owner

NMLS: 253385

brokerinoc@gmail.com

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Blog Posts:

Using a HELOC to Buy a Second Home
What Higher Mortgage Limits Mean for Homebuyers in 2026
FHA Refinancing Options: A Practical Guide for Homeowners
Can You Purchase Two Houses at the Same Time?
Airbnb Investing - What Investors Need to Know
VA Mortgage Rate Basics Explained
A Smart Buyer’s Guide to Purchasing a New-Construction Home
What Is a Mortgage Amortization Schedule and How Does It Work?
How Real Estate Tax Benefits Help Build Long-Term Wealth
Understanding Your Closing Disclosure: What to Review Before Closing
Refinancing an Adjustable-Rate Mortgage into a Fixed-Rate Loan
What Is a Wraparound Mortgage? A Detailed Guide for Buyers and Sellers
A Guide to Buying a Home in Retirement
Home Warranty vs. Home Insurance: What's the Difference?
Is Your Mortgage Payment Too High? Here’s How to Lower It
🎉 Happy New Year 2026! 🎉
FHA Compensating Factors: Strengthening Your Loan Application
Is a 15-Year Mortgage a Good Choice?
Merry Christmas
VA Home Loans: Benefits, Eligibility, and How to Apply
Using a HELOC to Pay Off Credit Card Debt: Is It Right for You?
Use a VA Energy Efficient Mortgage for Home Improvements
Starter Home vs. Forever Home: Making the Right Choice
Inheriting Property with Siblings
Buying a Property with Existing Tenants
Wishing you a Happy Thanksgiving!
VA Housing Grants for Disabled Veterans: Adapting Homes for Independence
Understanding Mortgage Liens and Property Encumbrances
Joint VA Loans: Combining Forces for Homeownership
Are HELOC Interest Payments Tax Deductible?
Will Home Prices Drop? Understanding Real Estate Market Trends
Happy Veterans Day!
How Your Credit Score Affects Your Mortgage
Is a 30-Year Mortgage Right for You?
Understanding Your Mortgage Maturity Date
Happy Halloween!
Understanding Your True Monthly Mortgage Cost in 2025
Is Now the Right Time for a Home Equity Line of Credit?
Combination Mortgages: Eliminate Private Mortgage Insurance
The First-Time Homebuyer's Complete Guide
Should You Use Your 401(k) for a Home Down Payment?
Understanding Mortgage Closing Costs
Home Buying Programs for Teachers: Your Path to Affordable Homeownership
VA Loans: Your Qualification Guide
What Is a Cash-In Refinance?
A Mortgage Tax Credit That Could Save You $2,000 a Year
Mortgage Basics for First-Time Home Buyers
Does Refinancing your Mortgage Make Sense?
Remembering the Lives Lost on 9/11
Why Buying a Duplex Makes Financial Sense
Tips for Short-Term Rental Success
The Mortgage Spread is Shrinking
Applying for a Mortgage: Fixed or Adjustable Rate?
Tips to Get a Lower Rate on a VA Loan
Funding Energy-Efficient Home Improvements
Force-Placed Insurance: The Costly Mistake Every Homeowner Should Avoid
Six Essential Tips for Buying a Vacation Home
Is it Better to Buy or Rent?
VA Loans are a Great Option for Veterans and Active-Duty Members
Learn More about Home Renovation Loans
Should you Hire a Real Estate Attorney When Buying a Home?
Explaining the Mortgage Contingency Clause
The Difference between Appraised Value and Market Value
The Changing Tides of the Housing Market
DIY Home Improvements: When to Do It Yourself and When to Call the Pros
Dreaming of Your Own Slice of Paradise? Vacation Home Buying Considerations
Cap Rate: Your Key to Smart Rental Property Investing
A Guide to Using a Home Equity Loan for an Investment Property
Happy 4th of July from Financial Access Network!
Why Some Veterans Choose Conventional Loans Over VA Loans
What's the Perfect Interest Rate?
The Mortgage Revolution: How AI is Shaking Things Up
Foreign Buyers Retreat: A Silver Lining for U.S. Homebuyers?
What's Rent-vesting and Can It Help Me Become a Homeowner?
Can You Use Your VA Loan Again After It's Been Assumed?
Facing Foreclosure? Here’s What You Can Do Now
How to Buy a HUD Home: A Complete Guide
Should You Hold Out for Lower Interest Rates Before Buying a House?
More Borrowers Are Putting 20% Down - Should You?
Where Do Mortgage Lenders Get Funds for Home Loans?
How to Buy a Home at a Government Auction
What Are the Financial Benefits of Owning a Home?
Buying a Home when you have Student Loans
Understanding VA Loan Occupancy Requirements
5 Highly-Effective Habits of Successful Homebuyers
Why You Should Definitely Do a Pre-Settlement Walkthrough
VA Construction Loans: Your Ticket to Home Sweet Home
The Pros and Cons of Buying a Historic House
PMI vs MIP: What You Need to Know Before Buying a Home
5 Tips for Buying a Home When Interest Rates are High
How Parents Can Help Their Children Prepare to Be Homeowners
Why Hazard Insurance Matters When You’re Buying a Home
Real Estate Crowdfunding – Investment Friend or Foe?
Am I Too Young For a Mortgage?
Understanding Private Mortgage Insurance
The Pros & Cons of Buying a Foreclosure
The Housing Market from a Generational Point of View
VA Loans: Your Top Questions Answered
Balloon Mortgages for Investment Properties: A High-Risk, High-Reward Strategy
How to Challenge a Low Home Appraisal
Important Things to Know Before Purchasing a Home with Solar Panels
Buying a House? Don't Forget About Schools!
Step-by-Step Guide to Buying a Home Out of State
Your Step-by-Step Guide to the Homebuying Process
Understanding the Underwriting Process in Home Buying
How to Know If You’re Ready to Buy a Home: Key Considerations
Tips for Negotiating Home Prices
5 Ways to Buy a Home With No Down Payment
A Guide to Financing and Buying a Condo
Unlocking the Power of Home Equity
The Investment Potential of Vacation Homes
3-2-1 Buydown Mortgage Loans
Understanding Your Loan Estimate: A Guide for Homebuyers
Your Guide to Saving for a Down Payment
Your Digital Guide to Modern Homebuying
Use your VA Loan Benefits to Buy a Home
What to Consider When Buying Waterfront Property
Why Your Credit Score Matters When Buying a House
VA Home Loans: Benefits for Veterans
Unlock Your Home’s Potential with a Fixed-Rate HELOC
Navigating the Mortgage Pre-Approval Process: Your First Step to Homeownership
FHA Gift Funds: Unlocking the Door to Your New Home
Helpful Home Buying Tips
Wishing Your Family a Wonderful Holiday Season 🎄🎁 🏡
Higher Loan Limits for 2025 Announced
Non-QM Loans: Flexible Home Financing for Self-Employed & Investors
VA Jumbo Loans help Veterans buy New Homes
The Inside Scoop on the Top 5 Mortgage Loan Types
USDA Loans: Affordable Path to Homeownership
How Long is a Mortgage Pre-approval Good For?
Wishing you a Happy Thanksgiving!
Key Questions to Ask Your Mortgage Lender
Investing in Vacation Rentals: Luxury vs. Economy Properties
Understanding Sales Price vs. Appraised Value in Real Estate
Understanding Your Mortgage Statement
Preparing for Your First Mortgage Payment: Key Details to Know
Understanding Conventional Loans: A Guide for Aspiring Homeowners
Is FHA Streamline Refinance Right for You?
Happy Halloween from Financial Access Network
Should You Buy a Condo Vacation Property?
Tips for a Successful First-Time Home Buying Experience
The Rise of Single Women Homeowners: Tips for Navigating the Journey
Condo or Townhouse: Which One Fits Your Lifestyle?
A Simple Guide to First-Time Homebuyer Programs
5 Smart Strategies for Finding the Right Mortgage
How Self-Employed Individuals Can Secure a Mortgage with Confidence
Discover Low-Cost Mortgage Solutions for First-Time Buyers

Financial Access Network

Huntington Beach, CA 92647

714-609-5599

877-719-7675

NMLS: 366752

CA DRE: 01357166

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Licensing Privacy Policy Terms & Conditions Accessibility Statement NMLS Consumer Access CCPA Notice

Financial Access Network (NMLS# 366752, CA DRE# 01357166) is licensed by the California Department of Real Estate. Applicants are subject to credit and underwriting approval. Not all applicants will be approved for financing. Receipt of application does not represent an approval for financing or interest rate guarantee. Refinancing your mortgage may increase costs over the term of your loan. Restrictions may apply. Savings, if any, vary based on the consumer’s credit profile, interest rate availability, and other factors.

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